VR tour available. Seller offering up to $12,320 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Conditions apply. Move-in ready 4-bedroom, 2-bath home in Winter Haven's established St James Crossing community. The kitchen features granite countertops, an island with bar seating, and stainless steel appliances including a range, dishwasher and microwave. The single-story split floor plan offers 1,999 SqFt with wood-look laminate flooring throughout and no carpet anywhere, a living room open to the dining area and kitchen, a primary suite with a walk-in closet and a private bath with a walk-in shower, three additional bedrooms (two with walk-in closets), a second full bath, an inside laundry room, and an attached 2-car garage. Out back, sliding glass doors open to a covered patio on a 0.17-acre lot that backs to a tree line. $210 annual HOA and no CDD. Flood Zone X, so no flood insurance is required. Conveniently located near shopping, dining and schools. Buyer credit available with use of Seller's preferred lender. Schedule your showing today.
- Built in 2017
- 2 garage spaces
- $145.02/sqft
- Lot size: 7,244 sqft
- 14 days on market
- Directions: From US-92 in Winter Haven, turn north onto Palmetto Dr. Turn left onto Fox Trail into St James Crossing, then continue onto Osprey Way as it curves to the right. 4766 Osprey Way is on the left.
- County: Polk
- Geo subdivision: ST JAMES XING
Nearby Schools
Walter Caldwell Elem
Stambaugh Middle
Auburndale High School
Features
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Let's get in touch!
Let's get in touch!

Fernanda Pizzammiglio
Florida Realtor 🇺🇸 🇧🇷
- Source: Stellar MLS
- MLS #: O6446908
Listing updated: October 16, 2026 at 4:22PM
Listing provided by: Mark D'Italia, PROPERTY LOGIC RE
Last checked 14 hours ago
Listing provided by: Mark D'Italia, PROPERTY LOGIC RE
Last checked 14 hours ago
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